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The NFL suspended Tennessee Titans safety Julius Wood six games on Tuesday for violating the policy on performing-enhancing substances. There are five games remaining this season for the Titans (3-9), so Wood's suspension will bleed into Week 1 of 2025. Wood, 23, went undrafted this spring and signed with the Dallas Cowboys as a free agent. They waived him in August, and he caught on with the Titans, who claimed him off waivers. Wood appeared in nine games, almost exclusively on special teams, and has recorded two tackles. --Field Level Media
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The Benazir Income Support Programme (BISP) stands as a powerful testament to Pakistan’s commitment to social justice and social protection. The very idea of social safety programme was conceived by ex-Prime Minister of Pakistan Mohtarma Shaheed Benazir Bhutto during her time in exile, the idea aimed to provide economic relief to the country’s most vulnerable population, particularly women, who often bore the brunt of socio-economic inequities. After her unfortunate assassination, Pakistan People’s Party-led Federal Government launched BISP in 2008 and her vision was transformed into reality under the leadership of President Asif Ali Zardari. Today, BISP through quarterly cash grant supports 9.6 million households, a number set to increase to 10 million by June 2025, becoming Pakistan’s largest and most influential social protection programme. This ambitious programme, designed to offer direct financial assistance to the poorest families through Benazir Kafalat programme, has been particularly transformative for women, positioning them as heads of their households in a country where women have historically been sidelined in economic, social, and political decision-making. From providing cash transfers and promoting maternal and child health through programmes like Benazir Nashonuma, to investing in education with the Benazir Taleemi Wazaif initiative, and now implementing a skill development programme to ensure poverty graduation through global employability of beneficiaries & their families, BISP continues to break barriers, offering financial inclusion and social empowerment to millions across Pakistan A journey of learning and leading Once a learner, BISP now stands as a leader in global social protection, setting an example for developing countries to follow. For years, BISP has looked beyond its borders to draw lessons from international models of social protection, adapting and refining its own initiatives. But in a remarkable turn of events, developing countries from across the globe are now visiting Pakistan to study BISP’s practices, which have gained recognition worldwide for their success in empowering marginalized populations. Recently in October, 2024, a 21-member Ugandan delegation, led by Lucy Nakyobe Mbonye, Secretary of Public Service, paid four-day study visit to the Benazir Income Support Programme (BISP). While briefing the delegates, Dr. Tahir Noor, Additional Secretary BISP, attributed BISP’s success to its scientific, and objective targeting, technology based payment mechanisms, the trust of international development partners, and independent third-party monitoring. Ms. Coco Ushiyama, Country Director of the World Food Programme, also commended BISP’s evidence-based database and its role in providing timely assistance during natural disasters. This shift represents a significant milestone not only for BISP but also for Pakistan’s growing influence in the global development sector. At the South-South Cooperation Forum held in Islamabad on November 14, 2024, Pakistan’s success story was showcased as a model for social protection systems across the globe. Representatives from West African nations, including Mali, Niger, Burkina Faso, and Senegal, gathered in Islamabad to learn firsthand from Pakistan’s pioneering work in social welfare. Delegates were particularly impressed by BISP’s ability to integrate women into the economic mainstream, a critical step toward achieving long-term social and economic stability. “Today, we are not just learning from others; we are teaching others,” said Secretary BISP Amer Ali Ahmad during his address at the event. He proudly highlighted BISP’s transformation over the years—from a fledgling initiative in 2008 to a globally recognized model of inclusive social protection. The programme’s emphasis on empowering women through direct cash transfers, health and nutrition programmes, and educational incentives has not only supported millions of under-privileged but has also set a new standard for how social welfare can contribute in generating socioeconomic activities in less developed areas as major part of BISP Rs 598 billion budget is pumped into local economy through these quarterly cash grants to more than 9.6 million families across the country. BISP’s global impact: a beacon for social protection The South-South Cooperation forum, which brought together global development partners such as the World Food Programme, World Bank, UNICEF, KfW, GIZ and the Asian Development Bank (ADB), was recognition of the profound impact BISP has had, not just within Pakistan but across the world. The participating countries, each grappling with their own poverty and development challenges, came to Pakistan seeking solutions that could be adapted and implemented in their respective contexts. The delegation from Mali, led by Redouwane Mohamed Ali, Minister of Food Security, praised Pakistan for its robust social safety net, particularly BISP’s ability to deliver aid efficiently through its innovative payment mechanisms, such as biometric verification, mobile banking, and dynamic data registry mechanism. BISP’s cutting-edge approach to cash transfers has streamlined the process, combating corruption and ensuring that the right individuals benefit from the programme. BISP has advanced its digital payment systems by introducing biometric-enabled transactions in collaboration with six banks, improving security, transparency, and access for beneficiaries. Additionally, a pilot savings scheme offers a 40% quarterly bonus to encourage a culture of saving amongst these vulnerable segments of society. The future plan of BISP to phase out POS agents will empower women to independently access their social security funds, enhancing their financial autonomy. Similarly, Amedee Bamouni, Secretary of the National Council for Social Protection of Burkina Faso, commended BISP’s dynamic registry centers and national socio-economic database, which track the financial status of beneficiaries, ensuring that aid reaches the most deserving families. He emphasized how BISP’s transparent systems and use of technology could serve as a valuable blueprint for social protection programmes in Burkina Faso and other countries facing similar challenges. In addition to financial transfers, BISP’s focus on maternal, newborn, and child health (MNCH) was another key area of interest for the visiting delegates. The Benazir Nashonuma Programme, which provides cash incentives linked to health and nutrition outcomes, has helped combat malnutrition and stunting among new born children and has improved health of mothers, particularly in rural areas. BISP has allocated PKR 42 billion (approx. USD 144 million) to the Program, benefiting 2.6 million pregnant and lactating women, contributing to better maternal and infant health outcomes. This programme’s success, supported by the World Food Programme (WFP), has demonstrated how integrating health and nutrition with cash transfers can lead to long-term improvements in the health of entire communities. A vision for the future: expanding global cooperation As Pakistan continues to advance its social protection agenda, the importance of global collaboration cannot be overstated. The South-South Cooperation forum marks the beginning of a new chapter in Pakistan’s social welfare journey, one that involves sharing lessons learned with other developing nations while also learning from their unique challenges and solutions. The exchange of knowledge between Pakistan and West African countries promises to deepen the understanding of how social protection systems can be tailored to the needs of local populations, addressing challenges like poverty, malnutrition, and gender inequality. Through mutual cooperation, countries can build stronger, more resilient social safety nets that lift people out of poverty and empower them to contribute to their countries’ economic development. As Senator Rubina Khalid, Chairperson of BISP, aptly put it during the forum: “The success of BISP is not only a significant achievement for Pakistan, but it has also brought in international recognition as a model of effective social protection. It is a moment of immense pride for our nation to witness our social protection program being studied and admired by countries worldwide. I am delighted to see the vision of Benazir Bhutto Shaheed transforming into a tangible reality, now celebrated on the global stage. This is a testament to how visionary leadership can shape the priorities of a nation. BISP has become a flagship programme and a case study for many countries striving to establish their own social protection systems.“ The Recognition of BISP as a model for social protection is a testament to Pakistan’s ability to create meaningful change at both the national and international levels, BISP is not just shaping Pakistan’s future but also contributing to UNDP global goals of No Poverty, Zero Hunger, Good Health, Gender Equality, Decent Work and Economic Growth & Reduced Inequalities for a more inclusive Pakistan. Copyright Business Recorder, 2024Nebraska saw a football player announce a transfer for a third straight day Wednesday, this time a rotational member of the defensive line. Kai Wallin will move on after two seasons as a Husker, he announced on social media. He appeared in 11 games this fall with four tackles and recorded half a sack at Purdue. The 6-foot-5, 250-pounder said he “deliberated, consulted and prayed” about his decision. “While I hope to continue to grow and evolve and make an impact on a new field, I will never forget the honor it was to wear a Nebraska jersey,” Wallin wrote in part. Wallin played a year of junior-college ball before arriving at Nebraska in 2023. The Sacramento native redshirted his first season before logging 89 snaps this year including 13 against Wisconsin. He saw single-digit snaps in five games behind a senior-heavy starting line. The defender has two years of eligibility remaining. Wallin is the 10th Husker to announce his intent to enter the transfer portal since Nov. 25. Migration among defenders has been higher as defensive coordinator Tony White and defensive line coach Terrance Knighton both left in recent days for Florida State. NU coach Matt Rhule said earlier Wednesday the roster churn – especially attrition – will continue in earnest as the team continues to trim closer to next season’s mandated limit of 105. “There’s going to be more,” Rhule said. “Everybody’s journey is different.” Get local news delivered to your inbox!Anne-Mette Elkjær Andersen Joins Tannenbaum Helpern as Partner in the Firm's Corporate Practice Group
Auto Review: 2025 Mini Countryman is full of fun and functionality that belies its sizeWhile the Federal Reserve has cut its short-term interest rate target by three-quarters of a percentage point since mid-September, 30-year fixed-rate home mortgage rates rose by almost as much during that period and have lately averaged around 6.8 percent, higher than they were when the Fed began cutting, according to Freddie Mac, the home-loan finance giant. Small-business loan rates are also up: Small Business Administration-backed average interest for new real estate and capital improvement loans rose more than half a percent since September, according to data collected by CDC Small Business Finance, one of that program’s largest lenders. To be sure, the central bank’s target rates and its much-publicized recent rate cuts don’t directly set long-term mortgage and business loan rates. It’s not unheard of for rates on multiyear loans, such as 30-year mortgages, to move modestly against the direction of the Fed’s short-term targets, analysts say. But the recent gap, with Fed and bank rates moving in opposite directions, “is actually quite different” from the usual result after a Fed hike, said Lara Rhame, chief economist at FS Investments in South Philadelphia. It’s “abnormal” for rates to fall when the economy is doing well, she said — a sign money market players are worried about inflation under one-party government when politicians “can spend with fewer guardrails,” likely leading to faster growth and more price inflation. Rhame said her research on past Fed performance suggests long-term mortgage rates could stay at or above 5 percent into next year. “It’s a huge frustration for all the folks that were excited to jump in and buy homes, once the Feds started cutting interest rates,” she added. Eric Merlis, cohead of global markets for Citizens Financial Group, which runs the largest bank-branch network in the Philadelphia area, said long-term rates reflect the economy’s growth prospects. When mortgage and business-loan rates rise despite Fed cuts, it suggests lenders are concerned inflation, economic growth, and property, stock and other asset prices will get worse. Mortgage inquiries rose post-election Mortgage inquiries slowed during the recent presidential campaign, as if buyers were waiting to see who won, but calls from would-be buyers have surged since Donald Trump’s election, said Michael A. Kent, veteran mortgage banker at First National Bank of Pennsylvania’s Berwyn office. “I received more calls since Thursday than in the last three weeks,” he said in an interview last week. But there still aren’t many houses for sale, locally or nationally, compared to the demand, Kent added. Nationally, “house-hunting activity was much slower than expected” during the presidential campaign, the national real estate brokerage Redfin reported last week. “Buyers are returning” since Trump’s election, yet “we don’t expect rates to fall significantly anytime soon,” said Redfin economic researcher Chen Zhao. Rhame, the FS analyst, said that even if the Trump administration wanted to increase U.S. housing construction, it would need to push local governments to speed project approvals — a challenge for national leaders. Kent, the mortgage banker, noted that Fed rate cuts have more impact on credit cards, car loans, and other short-term borrowing than on business and mortgage loans. If mortgage rates stay high, he expects more buyers will ask for adjustable-rate loans, as if betting that rates will fall over the next few years. Analysts say high mortgage rates reflect, in part, expectations that inflation would increase next year — for example, if the Trump administration makes good on promises to cut taxes without corresponding cuts to the major categories of U.S. government spending: medical, Social Security, military, and debt service. Kent added that any Trump administration moves that speed the economy more than expected — for example, by expanding fossil-fuel development and cutting gasoline prices — would come as a welcome deflationary surprise and maybe lead to lower interest rates. When might mortgage rates drop? Standard 30-year mortgages won’t likely drop until the long-term lending benchmark U.S. Treasury bond yields fall from their current levels, said Mike Reynolds, vice president for investment strategy at Glenmede Trust Co. in Philadelphia. At a little under 7 percent, average 30-year home-loan rates “aren’t so egregiously high” that they would slow the economy, he said. “We do expect, as the Fed continues to go down this path of rate cuts, interest rates are likely to trend lower. It’s just not likely to be a straight-line process.” He’s sanguine that Trump won’t force too-rapid change to the Fed, whose chairman, Jerome Powell, was appointed by Trump in his first term. “But the COVID period of just printing more money” without raising revenues “seems to be behind us.” Reynolds is hopeful that less deficit spending will boost economic growth, and ease pressure on interest rates, and the borrowers who pay them.
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ENGLEWOOD, Colo. — John Elway says any remorse over bypassing Josh Allen in the 2018 NFL draft is quickly dissipating with rookie Bo Nix's rapid rise, suggesting the Denver Broncos have finally found their next franchise quarterback. Elway said Nix, the sixth passer selected in April's draft, is an ideal fit in Denver with coach Sean Payton navigating his transition to the pros and Vance Joseph's defense serving as a pressure release valve for the former Oregon QB. "We've seen the progression of Bo in continuing to get better and better each week and Sean giving him more each week and trusting him more and more to where last week we saw his best game of the year," Elway said in a nod to Nix's first game with 300 yards and four touchdown throws in a rout of Atlanta. For that performance, Nix earned his second straight NFL Rookie of the Week honor along with the AFC Offensive Player of the Week award. People are also reading... "I think the sky's the limit," Elway said, "and that's just going to continue to get better and better." In a wide-ranging interview with The Associated Press, Elway also touted former coach Mike Shanahan's Hall of Fame credentials, spoke about the future of University of Colorado star and Heisman favorite Travis Hunter and discussed his ongoing bout with a chronic hand condition. Elway spent the last half of his decade as the Broncos' GM in a futile search for a worthy successor to Peyton Manning, a pursuit that continued as he transitioned into a two-year consultant role that ended after the 2022 season. "You have all these young quarterbacks and you look at the ones that make it and the ones that don't and it's so important to have the right system and a coach that really knows how to tutelage quarterbacks, and Sean's really good at that," Elway said. "I think the combination of Bo's maturity, having started 61 games in college, his athletic ability and his knowledge of the game has been such a tremendous help for him,'" Elway added. "But also Vance Joseph's done a heck of a job on the defensive side to where all that pressure's not being put on Bo and the offense to score all the time." Payton and his staff have methodically expanded Nix's repertoire and incorporated his speed into their blueprints. Elway lauded them for "what they're doing offensively and how they're breaking Bo into the NFL because it's a huge jump and I think patience is something that goes a long way in the NFL when it comes down to quarterbacks." Elway said he hopes to sit down with Nix at some point when things slow down for the rookie. Nix, whose six wins are one more than Elway had as a rookie, said he looks forward to meeting the man who won two Super Bowls during his Hall of Fame playing career and another from the front office. "He's a legend not only here for this organization, but for the entire NFL," Nix said, adding, "most guys, they would love to have a chat with John Elway, just pick his brain. It's just awesome that I'm even in that situation." Hall of Fame Orange Crush linebacker Randy Gradishar joined Elway in the Pro Football Hall of Fame this year, something Elway called "way, way overdue." Elway suggested it's also long past time for the Hall to honor Shanahan, who won back-to-back Super Bowls in Denver with Elway at QB and whose footprint you see every weekend in the NFL because of his expansive coaching tree. Sanders & Hunter Elway called University of Colorado stars Travis Hunter and Shedeur Sanders "both great athletes." He said he really hopes Sanders gets drafted by a team that will bring him along like the Broncos have done with Nix, and he sees Hunter being able to play both ways in the pros — but not full time. Elway said he thinks Hunter will be primarily a corner in the NFL but with significant contributions on offense: "He's great at both. He's got great instincts, and that's what you need at corner." Hand condition It's been five years since Elway announced he was dealing with Dupuytren's contracture, a chronic condition that typically appears after age 40 and causes one or more fingers to permanently bend toward the palm. Elway's ring fingers on both hands were originally affected and he said now the middle finger on his right hand is starting to pull forward. So, he'll get another injection of a drug called Xiaflex, which is the only FDA-approved non-surgical treatment, one that he's endorsing in an awareness campaign for the chronic condition that affects 17 million Americans. The condition can make it difficult to do everyday tasks such as shaking hands or picking up a coffee mug. Elway said what bothered him most was "I couldn't pick up a football and I could not imagine not being able to put my hand around a football." Be the first to know Get local news delivered to your inbox!
The NFL suspended Tennessee Titans safety Julius Wood six games on Tuesday for violating the policy on performing-enhancing substances. There are five games remaining this season for the Titans (3-9), so Wood's suspension will bleed into Week 1 of 2025. Wood, 23, went undrafted this spring and signed with the Dallas Cowboys as a free agent. They waived him in August, and he caught on with the Titans, who claimed him off waivers. Wood appeared in nine games, almost exclusively on special teams, and has recorded two tackles. --Field Level Media
Wesley Learns Book Drive: Bridging Financial Literacy Gaps 12-03-2024 10:50 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: Getnews / PR Agency: Authority Titans Image: https://www.getnews.info/wp-content/uploads/2024/12/1733251785.jpg Denver, Colorado - December 3, 2024 - The Global Children Financial Literacy Foundation (GCFLF) has announced Denver Councilwoman Flor Alvidrez as the inaugural sponsor of the 2025 Annual Wesley Learns Book Drive. This initiative, led by GCFLF co-founders Chadrick Davis and Prince Dykes, aims to empower underserved communities through financial education and first-time stock ownership opportunities. The Wesley Learns Book Drive is more than a campaign-it's a movement to address critical gaps in financial education. This initiative will impact five major U.S. cities: Denver, Atlanta, New York City, Baltimore, and Washington, D.C. Denver will proudly kick off the campaign in April 2025 during Financial Literacy Month, setting the stage for transformative community involvement. Why Financial Literacy Matters: Councilwoman Flor Alvidrez, a passionate advocate for financial literacy and member of Denver's Budget & Policy Committee, expressed her enthusiasm for the program:"As a proud sponsor of the Global Children's Financial Literacy Foundation, I am thrilled to support a program helping shape the future of Denver's youth. Financial literacy is the key to success, and I hear directly from young people in our city-they want to understand money and how to save, invest, and plan for their dreams. This program not only makes learning about finances fun and accessible but also encourages Denver families to come together and have important conversations about a topic that can sometimes feel uncomfortable. We're building a stronger, more empowered Denver for future generations by fostering informed decision-making and strengthening family bonds." Image: https://lh7-rt.googleusercontent.com/docsz/AD_4nXe9n00lRfzKfy2zON-lyZJ-KhM3z3D0rForhRqDM8tcTJdEr88ETYModKaImvEXfX7maOWfU2XcJuMuQoGkIjAn85cicUHGS13cnitSobvnP0Ftk3o8iHi0Jccm_cACrkEwZIqB?key=Nd4HPBmNVJ1n2fHaexOk_lwo Photo Courtesy: Chadrick Davis & Prince Dyke / Flor Alvidrez This partnership aims to: * Donate financial literacy books to underserved children. * Create first-time shareholders, empowering young people to take their first steps into financial independence. Councilwoman Alvidrez's leadership amplifies the importance of bridging financial education gaps and ensuring all children, regardless of their background, have the tools to succeed. Wesley Learns Book Drive: Transforming Education Into Action The Wesley Learns Book Drive combines education and real-world application, providing children with engaging financial literacy resources like the Wesley Learns book series, authored by GCFLF Co-Founder Prince Dykes. Featuring iconic figures like NFL Hall of Famer Terrell Davis, the series simplifies complex financial concepts, making them accessible and inspiring for young readers. The campaign's timeline spans from October 15, 2024, to March 31, 2025, culminating with a kickoff event in Denver in April 2025. This event will spotlight community involvement and showcase the collective effort to empower the next generation through financial literacy. A National Movement with Local Impact The Wesley Learns Book Drive will reach five U.S. cities through partnerships with local city councils and community leaders. Each city will tailor the program to address its unique challenges, creating a nationwide ripple effect of empowerment and inclusion. Chadrick Davis, GCFLF Co-Founder, emphasized the campaign's importance:"This initiative is about more than books. It's about sparking conversations, building confidence, and fostering inclusion. Financial literacy is the foundation for success, and by investing in our children today, we're creating a better tomorrow for everyone." Support the 2025 Wesley Learns Book Drive The success of the 2025 Wesley Learns Book Drive relies on community support. GCFLF invites individuals, families, educators, and organizations to participate by: * Visiting the website: Visit their website to contribute to this life-changing initiative. * Volunteering: Partner with local events or sponsor a drive in your community. * Raising Awareness: Share the message through social media and community networks. About Global Children Financial Literacy Foundation (GCFLF): The Global Children Financial Literacy Foundation (GCFLF) is committed to empowering underserved communities through innovative financial education programs and first-time stock ownership opportunities. Co-founded by Chadrick Davis and Prince Dykes, the foundation bridges the gap in financial literacy by offering engaging resources and real-world applications for young people. Through initiatives like the Wesley Learns Book Drive, GCFLF fosters inclusion, confidence, and informed decision-making to build a better tomorrow for all. Stay informed about the initiative by following their updates on Facebook [ https://www.facebook.com/gcflf/ ], Instagram [ https://www.instagram.com/childrenfinancialliteracy/?hl=en ], and LinkedIn [ https://www.linkedin.com/company/global-children-financial-literacy-foundation/?viewAsMember=true ]. Media Contact Company Name: Global Children Financial Literacy Foundation (GCFLF) Contact Person: Chadrick & Prince Dykes Email: Send Email [ http://www.universalpressrelease.com/?pr=wesley-learns-book-drive-bridging-financial-literacy-gaps ] Phone: 240608-2647 Country: United States Website: http://www.gcflf.org This release was published on openPR.From learner to leader: BISP sets a global standardLEICESTER, England :Leicester City manager Ruud van Nistelrooy got off to a winning start in his first game in charge as they beat West Ham United 3-1 in the Premier League on Tuesday. Veteran striker Jamie Vardy, 20-year-old Bilal El Khannouss and substitute Patson Daka scored as Leicester took their chances while a dominant West Ham were guilty of spurning several good opportunities, only getting a late consolation goal from Niclas Fuellkrug. Van Nistelrooy was appointed on Friday to replace Steve Cooper after the Foxes made a poor start to the season and although he did not have much time with his new charges, his arrival injected some much-needed good fortune into the club. The win moved Leicester, who last won six weeks ago, from a point above the relegation places to 15th, while West Ham are one place above them in the standings. The 37-year-old Vardy beat the offside trap to score after 98 seconds although it took more than two minutes for a VAR check to confirm his run had been perfectly timed. Leicester’s second came on the hour mark as El Khannouss steered home a perfectly weighted pass inside from Kasey McAteer after a long ball to the left from Facundo Buonanotte stretched the West Ham defence. Bobby De Cordova-Reid found the net in the 81st minute but his effort was chalked off for offside after a VAR check but in the 90th minute Daka was released on the left and finished with a powerful strike. For the rest it was a match that the Hammers dominated, spurning several clear-cut chances before they bagged a late consolation goal, with the result piling the pressure on under fire manager Julen Lopetegui. Danny Ings, making his first start of the season, saw his 13th minute header deflect off Leicester fullback James Justin and onto the base of the post. In the 69th minute, Leicester's Conor Coady cleared off the line as he was falling back into his own net, keeping out substitute Crysencio Summerville’s effort with the tip of his toe. There was also a let off for Leicester goalkeeper Mads Hermansen in the 58th minute when he came out to punch the ball but missed, allowing it to trickle into the net only for the referee to award a free kick for a push by Tomas Soucek. West Ham finally found the net four minutes into stoppage time with Fuellkrug's header on his return from injury. (Writing by Mark Gleeson in Cape Town; Editing by Toby Davis)